It can be difficult to rein in spending at Christmas time because it's a beautiful and joyous season, and the urge to celebrate God's gift to the world with gifts and gatherings for friends and loved ones is natural. But it can all add up quickly, and if you figure in extras like food and entertaining and gift wrap and decorations, it's not surprising that many families are stunned when they do the math and realize just how much they spent! Start your Advent by contemplating the utter poverty Continue Reading