Should you get a 15-year or 30-year mortgage when buying a home? My husband and I chose the former and even though it's been tough to make the payments sometimes, we're happy and very confident about the decision. Here's why! You'll Save HUGE Amounts in Interest I think this is the number one reason a 15-year mortgage is so great. You save thousands of dollars, and what's not to like about that? Since you're borrowing the money for half as long (15 years vs 30 years), the total interest Continue Reading

If money is tight right now, you might be reaching the end of each month wondering "where did it all go?" We often complain about gas prices and groceries, but fail to see that some of our biggest expenditures are luxuries, extras, and non-essentials. Take a look at your last bank or credit card statement and you'll see what I mean. Here are a few that you should considering taking an ax to. They are real money hogs that can up hundreds or thousands of your hard-earned money! Eating Continue Reading